Health Insurence

Individual and family health insurance coverage provides payments of benefits as a result of sickness or injury. Its insurance for losses from accident, medical expense, disability, or accidental death and dismemberment, including medical emergencies, routine doctor’s appointments, preventative care, and inpatient/outpatient treatment.

Akram Terrell

Financial Advisor

Clarissa Jane

Marketing Analyst

Jaxson Marin

Project Manager

Karl Sharp

Chief Executive

Bill Figueroa

Marketing Analyst

Aeryn Edwards

Financial Advisor

Types of Health Insurance Plans

To make the correct choice of health insurance, you need to be aware of the different insurance types you can choose from. The most common ones are:

PPO (Preferred Provider Organization) - These are insurance plans which give you access to a network of doctors under a common agreement. Under this plan, providers agree to charge you less than non-members. In addition, PPOs are notable for giving you wide access to doctors as well as specialist visits without needing a referral.
HMO (Health Maintenance Organization) - HMOs give you a primary care physician who has to issue a referral for specialist visits. You get less choice on the doctors you can see.
HDHPs (High Deductible Health Plans) - An HDHP is an insurance plan which has a high amount you must pay out-of-pocket before it kicks in. Monthly insurance premiums, however, are lower than with other plans.

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